SIP Calculator with Inflation
Calculate SIP returns with optional inflation adjustment
SIP Calculator
Estimate your SIP maturity amount with real-time updates
Invested Amount
₹0
Wealth Gain
₹0
Future Value
₹0
Understanding SIP and Inflation Adjustment
Systematic Investment Plan (SIP) is one of the most effective ways to build long-term wealth by investing a fixed amount regularly in mutual funds. Our SIP Calculator helps you estimate the maturity value of your investments by considering the compounding effect of returns. With optional inflation adjustment, you can calculate the real purchasing power of your returns.
How to Use the SIP Calculator
- Set your monthly SIP amount using the slider or input box
- Choose your expected annual return rate (%)
- Select the investment duration in years
- Optionally, add expected inflation rate to adjust results
- Results update in real-time as you adjust values
SIP Calculation Formula
The maturity amount (FV) is calculated using the formula:
FV = P × [( (1 + r)^n – 1 ) / r ] × (1 + r)
Where:
P = Monthly SIP amount
r = Monthly return rate (annual rate ÷ 12 ÷ 100)
n = Total number of months
Benefits of Using Our SIP Calculator
- Real-time calculation with both manual and slider inputs
- Optional inflation adjustment for realistic planning
- Amount in words for clarity
- User-friendly design optimized for mobile and desktop